JEWELRY & ART INSURANCE

There are several benefits to insuring jewelry or art on a personal articles policy.

Here are some of the benefits:

• Coverage for loss or damage: Jewelry and art can be expensive and valuable items, and they can be lost, stolen, or damaged. A personal articles policy provides coverage for these events, giving you peace of mind knowing that you are protected in case something happens to your prized possessions.

• No deductible: Personal articles policies typically do not have a deductible, meaning that you will not have to pay anything out of pocket if you need to make a claim. This can be especially beneficial if the item that needs to be replaced is very expensive.

• Worldwide coverage: Many personal articles policies provide coverage for loss or damage no matter where in the world the event occurs. This can be useful if you travel frequently with your jewelry or art, or if you keep it in a second home or safe deposit box.

• Customizable coverage: Personal articles policies can be tailored to your specific needs, allowing you to choose the amount of coverage you need for each item, and adjust your policy as your collection grows or changes.

• Expert claims handling: In the event that you need to make a claim, many personal articles policies provide access to specialized claims adjusters who are experts in valuing and replacing high-value items like jewelry and art. This can help ensure that you receive a fair settlement for your loss or damage.