We are a full-service insurance agency specializing in Auto, Home, Condos, Co-Op's, Coastal Multi-Unit properties, and properties in flood zones. We also specialize in commercial risks such as General Liability, Professional Liability, Business Owners Package, Workers’ Compensation, Commercial Auto and more.

HomePRO System and Appliance Warranties

Cover My Risk Insurance has partnered with PWSC to bring you HomePRO warranties at an exclusive price.

What Sets Us Apart?

Our agents have over 50+ years of combined experience working with the leading insurance companies.  As an independent agency, we can provide you with more affordable options for products and services than a captive carrier can. We have in-depth knowledge of numerous carriers. In addition:

  • We speak Spanish - Se Habla Español

  • We are licensed in multiple states. ( CA, CO, CT, DE, FL, IL, KS, MD, MO, NJ, NY, PA, VA, WY ).  If we do not have a license in your state, we will obtain one after the initial consultation.  

  • Knowledgeable staff that can structure your policy to fit your needs at the best price possible.

  • Our access to a multitude of carriers for both the admitted and the non-admitted markets.

  • Our loyalty and commitment to customers are key to our success. We treat you the way you want to be treated.

  • We respond to calls and emails in a timely fashion. We know your time is valuable and waiting to hear from your insurance company is wasting your time.


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Our loyalty and commitment to customers are key to our success.
We treat you the way you want to be treated.

“I have nothing but great things to say about Cover My Risk Insurance! Brian goes out of his way to provide me with the most coverage for the best rate and makes sure that I have the best policy for what I have to insure! He has a lifelong customer with me because of the way I’ve been treated the past 8 years. I would highly recommend Cover My Risk Insurance.”

Scott W.